STORY: Read about how the right to treatment works in practice
Grounds for Milla’s right to treatment
Living abroad due to studies is usually regarded as temporary residence, also in Milla’s case. Milla is still covered by Finnish national health insurance, and Finland grants her a European Health Insurance Card. The card is valid in the EU and EEA countries, United Kingdom and Switzerland, and Milla can use it to receive medically necessary treatment, i.e. have her broken tooth fixed, for the local client fee. Medically necessary treatment refers to treatment that cannot wait for the person’s return home from abroad. The doctor will assess the need for treatment in relation to the duration of the person’s stay abroad.
Milla can also claim reimbursement for the removal of her wisdom tooth, since EU citizens are entitled to seek treatment in other EU/EEA countries and Switzerland and receive reimbursement for the treatment. Please note that Kela will not reimburse any costs incurred from treatment if you have specifically travelled to the UK to use health care services.
Kela will grant reimbursements on the same grounds and for the same sums as Kela reimbursements for private health care in Finland. In other words, Milla can receive reimbursement for the removal of her wisdom tooth in the same manner as she would for having her tooth removed by a private dentist in Finland. Reimbursements for treatment received in another country will not be granted automatically, so Milla must claim them from Kela.