STORY: Read about how the right to treatment works in practice
Grounds for Joona’s right to treatment
Finland and Thailand do not have a social security agreement, so Joona is entitled to treatment solely based on Thai legislation. Outside the EU, Joona is not automatically entitled to treatment other than urgent medical care and usually has to pay all the treatment costs himself. Joona should take out travel insurance.
In other words, Joona will not receive treatment in Thailand using his European Health Insurance Card and is not automatically entitled to treatment other than urgent medical care.
However, Joona does have travel insurance, which reimburses all the hospital costs incurred in Thailand. He receives the reimbursements directly from the insurance company.