United Kingdom
In emergencies, call 112 or 999 for help.
Sudden illness and access to treatment in the United Kingdom
The European Health Insurance Card (EHIC) entitles you to medically necessary treatment whilst staying temporarily in the United Kingdom.
Medically necessary treatment refers to treatment that cannot wait for your return home.
You can receive medically necessary treatment, for example, for:
- a sudden illness
- an accident
- pregnancy and childbirth
- a chronic illness
If your medical condition requires regular treatment while abroad, please contact the healthcare provider in advance to arrange your treatment.
Please note the following:
- The European Health Insurance Card does not guarantee treatment free of charge, but gives you the right to medically necessary treatment on the same terms and at the same cost as for local residents.
- It is also advisable to carry a paper copy of the card with you.
- If you do not have a card or it is not accepted, you will have to pay the costs of treatment yourself. In this case, you can apply for reimbursement from Kela afterwards.
- When you present your European Health Insurance Card, you can receive treatment at National Health Service (NHS) facilities. The rules may vary depending on which part of the country you are visiting.
- A passport is not currently accepted as proof of entitlement to treatment.
- It can be difficult to get an appointment with a GP who has a contract with the NHS. We therefore recommend that you take out comprehensive travel insurance when travelling to Great Britain or Northern Ireland.
- The European Health Insurance Card is not valid on the Isle of Man, the Channel Islands (the Bailiwick of Guernsey and the islands of Alderney, Herm and Sark) or in the Bailiwick of Jersey. The card is also not accepted in the United Kingdom’s overseas territories (e.g. Anguilla, Bermuda, the British Virgin Islands, Gibraltar, Montserrat, the Turks and Caicos Islands, the Cayman Islands, the Falkland Islands and South Georgia and the South Sandwich Islands).
Doctor in the United Kingdom
If you need to see a doctor, make an appointment with a general practitioner (GP) who has an agreement with the NHS. When you show your European Health Insurance Card and ID at the appointment, treatment is free of charge.
To see a specialist, you usually need a GP´s referral. If your treatment lasts for over 14 days, you need to register as a patient either temporarily (for less than three months) or permanently. You can find more information about booking an appointment and registering as a patient on the NHS website.
In the case of relatively minor injuries, you can also visit a walk-in centre in larger towns. These will treat you without an appointment, free of charge.
Dentist the United Kingdom
If you need dental care, go to a dentist contracted by the NHS. You must register as a patient before seeing an NHS dentist. When booking an appointment, you should mention that you want treatment as an NHS patient.
Show your European Health Insurance Card and ID at the appointment. You will pay a standard non-refundable charge for all NHS dental treatment that is clinically necessary.
Medication the United Kingdom
In addition to doctors, nurses are allowed to prescribe medication for minor illnesses. When you go to a pharmacy to collect your prescription medicines, present your European Health Insurance Card and ID.
You have to pay a non-refundable charge for prescriptions at the pharmacy. It is possible to get an exemption from the cost of medicine. You can ask your doctor about this when they are writing the prescription. The right to exemption is also checked at the pharmacy.
Prescriptions issued by a doctor or nurse are valid for six months. Controlled drug prescriptions are valid for 28 days. These typically include painkillers that carry a risk of misuse.
A list of controlled drugs is available on the official GOV.UK website.
Hospital treatment the United Kingdom
In general, apart from emergency care, you can access hospital treatment if referred by a doctor, a dentist, or an optician. In emergencies, you can go directly to the hospital´s Accident & Emergency department. Not all hospitals have one.
When you go to a hospital, show your European Health Insurance Card and ID to obtain clinically necessary treatment and medicines free of charge. You can usually choose the hospital, as long as the unit has a contract with the NHS.
In emergencies, ambulance transport to the hospital is free. If your illness requires you to use special transport when returning to Finland, you will be liable for the travel costs in their entirety. It is recommended that you take out travel insurance that covers these costs.
Patient data the United Kingdom
Remember to make sure that your patient data is transferred between countries. You can provide those responsible for your follow-up care or your health centre with the patient records concerning the treatment you received abroad. If the patient records need to be translated, you will be responsible for arranging that yourself.
Quality and safety of treatment in the United Kingdom
- In England, the quality of treatment is monitored by the Care Quality Commission, which oversees and inspects the quality and safety of care provided by all healthcare service providers operating in the region. The website also provides regularly updated quality data and reports on all providers.
- In Northern Ireland, treatment is monitored by the Regulation and Quality Improvement Authority (RQIA), which regularly inspects and reviews health and social care providers in the region.
- In Scotland, Healthcare Improvement Scotland (HIS) monitors services provided by both the NHS and the private sector.
- In Wales, the Healthcare Inspectorate Wales (HIW) is the independent inspectorate and regulator of healthcare services.
In the event of a treatment injury, the legislation and patient insurance of the country providing the treatment will always apply. If you are dissatisfied with the treatment you received, you should first try to resolve the issue directly with the treatment provider.
Healthcare system in the United Kingdom
The regional governments (England, Wales, Scotland and Northern Ireland) make decisions related to health policy in the United Kingdom. Despite the diversity in how the systems are organised, some aspects of the regulatory framework continue to operate on a United Kingdom-wide basis in line with European standards.
The National Health Service (NHS) is responsible for organising public healthcare. Each of the four nations has its own separate NHS that provides health services. Although the volume of services provided in the private sector remains small relative to service provision by NHS providers, it is growing.
How do I find a place of treatment in the United Kingdom?
You can find local contact details for GPs, dentists and hospitals that have a contract with the NHS on the NHS website:
If you wish to travel for medical treatment without prior authorisation, please note that the UK is under no legal obligation to provide you with treatment. Find out from the treatment provider whether you will be accepted for treatment and how much the treatment will cost.
Please note that Kela will not reimburse the costs of treatment if you have travelled to the UK specifically to use healthcare services. However, you can still seek treatment in the UK if you have prior authorisation from Kela. More information about seeking treatment with prior authorisation is available on our page Seeking treatment abroad with prior authorisation.
You can search for private physicians, dentists, hospitals, and other healthcare providers in the United Kingdom on the Private Healthcare UK website.
Information about private physicians can also be found on the Specialist Info search service. Relatively few GPs operate in the private sector.
How much does the treatment cost in the United Kingdom?
You will receive medically necessary treatment free of charge if you go to a healthcare provider that has a contract with the National Health Service (NHS) and show your European Health Insurance Card and ID at the clinic.