Sudden illness and access to treatment in the United Kingdom

The European Health Insurance Card (EHIC) entitles you to medically necessary treatment whilst staying temporarily in the United Kingdom.

Medically necessary treatment refers to treatment that cannot wait for your return home.

You can receive medically necessary treatment, for example, for:

  • a sudden illness
  • an accident
  • pregnancy and childbirth
  • a chronic illness

If your medical condition requires regular treatment while abroad, please contact the healthcare provider in advance to arrange your treatment.

Doctor in the United Kingdom

If you need to see a doctor, make an appointment with a general practitioner (GP) who has an agreement with the NHS. When you show your European Health Insurance Card and ID at the appointment, treatment is free of charge.

To see a specialist, you usually need a GP´s referral. If your treatment lasts for over 14 days, you need to register as a patient either temporarily (for less than three months) or permanently. You can find more information about booking an appointment and registering as a patient on the NHS website.

In the case of relatively minor injuries, you can also visit a walk-in centre in larger towns. These will treat you without an appointment, free of charge.

Dentist the United Kingdom

If you need dental care, go to a dentist contracted by the NHS. You must register as a patient before seeing an NHS dentist. When booking an appointment, you should mention that you want treatment as an NHS patient.

Show your European Health Insurance Card and ID at the appointment. You will pay a standard non-refundable charge for all NHS dental treatment that is clinically necessary.

Medication the United Kingdom

In addition to doctors, nurses are allowed to prescribe medication for minor illnesses. When you go to a pharmacy to collect your prescription medicines, present your European Health Insurance Card and ID.

You have to pay a non-refundable charge for prescriptions at the pharmacy. It is possible to get an exemption from the cost of medicine. You can ask your doctor about this when they are writing the prescription. The right to exemption is also checked at the pharmacy.

Prescriptions issued by a doctor or nurse are valid for six months. Controlled drug prescriptions are valid for 28 days. These typically include painkillers that carry a risk of misuse.

A list of controlled drugs is available on the official GOV.UK website.

Hospital treatment the United Kingdom

In general, apart from emergency care, you can access hospital treatment if referred by a doctor, a dentist, or an optician. In emergencies, you can go directly to the hospital´s Accident & Emergency department. Not all hospitals have one.

When you go to a hospital, show your European Health Insurance Card and ID to obtain clinically necessary treatment and medicines free of charge. You can usually choose the hospital, as long as the unit has a contract with the NHS.

In emergencies, ambulance transport to the hospital is free. If your illness requires you to use special transport when returning to Finland, you will be liable for the travel costs in their entirety. It is recommended that you take out travel insurance that covers these costs.

Patient data the United Kingdom

Remember to make sure that your patient data is transferred between countries. You can provide those responsible for your follow-up care or your health centre with the patient records concerning the treatment you received abroad. If the patient records need to be translated, you will be responsible for arranging that yourself.

Quality and safety of treatment in the United Kingdom

In the event of a treatment injury, the legislation and patient insurance of the country providing the treatment will always apply. If you are dissatisfied with the treatment you received, you should first try to resolve the issue directly with the treatment provider.

Healthcare system in the United Kingdom

The regional governments (England, Wales, Scotland and Northern Ireland) make decisions related to health policy in the United Kingdom. Despite the diversity in how the systems are organised, some aspects of the regulatory framework continue to operate on a United Kingdom-wide basis in line with European standards.

The National Health Service (NHS) is responsible for organising public healthcare. Each of the four nations has its own separate NHS that provides health services. Although the volume of services provided in the private sector remains small relative to service provision by NHS providers, it is growing.

How do I find a place of treatment in the United Kingdom?

You can find local contact details for GPs, dentists and hospitals that have a contract with the NHS on the NHS website:

If you wish to travel for medical treatment without prior authorisation, please note that the UK is under no legal obligation to provide you with treatment. Find out from the treatment provider whether you will be accepted for treatment and how much the treatment will cost.

Please note that Kela will not reimburse the costs of treatment if you have travelled to the UK specifically to use healthcare services. However, you can still seek treatment in the UK if you have prior authorisation from Kela. More information about seeking treatment with prior authorisation is available on our page Seeking treatment abroad with prior authorisation.

You can search for private physicians, dentists, hospitals, and other healthcare providers in the United Kingdom on the Private Healthcare UK website.

Information about private physicians can also be found on the Specialist Info search service. Relatively few GPs operate in the private sector.