There will be amendments to the reimbursement model for seeking treatment independently. Our website content will be updated as soon as the amendments take effect. Read more: Changes to reimbursement of costs for treatment abroad

Travel and coronavirus

Many are currently wondering how to secure proper care in the event of a coronavirus infection during travel. Make preparations in advance and study the guidelines issued by the relevant countries, the terms of your travel insurance policy and your rights to medical care in the relevant countries. It is important to observe the guidelines on hygiene and safety distances and any possible quarantine guidelines.

Remember these when travelling

Observe good hand and coughing hygiene as well as safety distances.

Follow the instructions provided by the local authorities.

Bring your European Health Insurance Card with you to all EU and EEC countries as well as Switzerland and United Kingdom.

Before the trip

  1. Apply for a free European Health Insurance Card well in advance of your holiday. Check the coverage of your travel insurance.
  2. Read the current travel advice (in Finnish) and issue a travel notification. Study the border traffic and quarantine guidelines issued by the country of destination and Finland.
  3. Read the instructions provided by and regarding airports, terminals, transport services, travel organisers and the local authorities. For example, the Ministry for Foreign Affairs has compiled links to the websites of local authorities in their travel advice bulletins.
  4. Check out the traveller’s checklist and country-specific information about healthcare in different countries.
  5. Make preparations for the possibility of getting stuck abroad. Account for the possible prolongation of your trip in terms of your finances and the sufficiency of your medication, for example.

If you contract the coronavirus abroad

With the European Health Insurance Card, you gain access to medically essential treatment in EU and EEC countries, as well as  Switzerland and United Kingdom. Medically necessary treatment refers to treatment that cannot wait for your return home. The need for treatment is determined by the attending doctor. By showing the card, you will receive treatment at the same price as local residents. The European Health Insurance Card also covers the treatment of the COVID-19 disease caused by the coronavirus. Travellers should be able to receive treatment for COVID-19 free of charge in countries that apply the WHO’s International Health Regulations.

  • When travelling in the Nordic countries, you can obtain treatment at the rate of the local customer fee by presenting your passport or official IDs.  The European Health Insurance Card is also valid in the Nordic countries.
  • When travelling in Australia, you can get treatment by presenting your Kela Card and passport.

In all other countries, you must be prepared to pay all the treatment costs yourself during travel.

You should always take out travel insurance for any trips abroad. The insurance may cover the costs if you have to take an ambulance flight home, for example. Please check the coverage of your travel insurance carefully.

The availability of treatment may vary between countries due to the coronavirus pandemic.

If you contract COVID-19 in Finland

If you experience symptoms suggesting a coronavirus infection in Finland, please call the health centre of the municipality in which you are currently staying. You can also assess your symptoms at Do not go to the health centre before receiving instructions from health care professionals. In Finland, everyone is entitled to urgent care regardless of their country of origin.

If your municipality of residence is in Finland, you have a certificate of entitlement to medical care or you are a traveller, you will receive treatment for COVID-19 free of charge.

  • If you are from an EU or EEC country or Switzerland, present your European Health Insurance Card or the European Health Insurance Card for pensioners granted by Kela.
  • If you come from Great Britain or Northern Ireland, present your European Health Insurance Card, Citizens Rights Card or Global Health Insurance Card (GHIC).
  • If you are from a Nordic country or Australia, you can present your passport instead. If you are from a Nordic country, you can also present an official ID.
  • If you have a certificate of entitlement to medical care in Finland granted by Kela (people working in Finland, for example), ensure to present it.
  • If you do not have a certificate of entitlement to medical care but you are travelling in Finland, tell the health care providers that you are in the country temporarily or for a short period of time as a traveller.

For other groups, medical care in Finland is subject to applicable charges. However, the Ministry of Social Affairs and Health recommends that municipalities do not charge the examination and urgent medical care costs caused by the COVID-19 infection from persons who do not have a municipality of residence or certificate of entitlement to medical care in Finland or who are not in Finland as travellers. Check with the municipality providing medical care whether they will charge you.

If you are unsure of your entitlement to medical treatment in Finland, you can contact Kela’s Centre for International Affairs.

The Finnish Institute for Health and Welfare provides information on the COVID-19 situation and recommendations in Finland. The FINENTRY service provides information and instructions regarding coronavirus testing.

COVID-19 testing of asymptomatic people

If you are asymptomatic and would like to be tested for COVID-19 (for example, at your airline’s request), as a rule, you must pay for the test yourself. Practices related to accessing testing may vary, so find out from the test provider if you are eligible for testing and at what price. For example, access to testing and test prices may vary between municipalities. Private healthcare also provides COVID-19 testing.

If your need for testing is not due to illness, you are not eligible to receive Kela reimbursement for private healthcare COVID-19 testing. Information about COVID-19 testing at Helsinki Airport is available at Finavia website..

COVID-19 vaccination

The COVID-19 vaccination is offered to all residents of Finland. Municipalities are responsible for administering vaccinations in their own area. The Ministry of Social Affairs and Health recommends that municipalities also provide vaccination against COVID-19 to persons who do not have a municipality of residence in Finland. However, the recommendation on vaccination does not apply to those staying in Finland for a short time, such as travellers. Vaccinations are also given to persons without a municipality of residence in accordance with national vaccination procedures. Please contact your temporary municipality of residence directly to check your right to the COVID-19 vaccination and your turn to have the vaccination. If you live abroad, you should, as a matter of principle, receive the vaccination in your country of residence.

EU COVID-19 vaccination certificate

Finland uses the EU COVID-19 certificate, which you can obtain from My Kanta. The free certificate gives the information in Finnish, Swedish and English. The purpose of the EU COVID-19 certificate is to facilitate the crossing of borders and safe movement within the EU. My Kanta also contains EU certificates of having recovered from COVID-19 and having received a negative test result.

If you cannot use My Kanta, you can get an EU COVID-19 certificate from public health care. The practices vary between municipalities, so follow your municipality’s website and communication on the matter.

If you have received your COVID-19 vaccination abroad, you should get a COVID-19 certificate from that country. If you have received the doses of your vaccination series in different countries, you will get the certificate from the country where you received the last dose. If you would like to find out how to get a COVID-19 vaccination or COVID-19 certificate abroad, please contact the healthcare, the certifying authority or the Contact Point for Cross-Border Healthcare in the respective country.

As of 1 January 2022, a Finnish municipality must issue an EU COVID-19 Certificate to a resident of the municipality who holds a certificate of vaccination received in an EU Member State or outside the EU. The certificate can be issued only in case the vaccines used have an EU marketing authorisation or are listed for emergency use by the World Health Organisation.

See also the website for current instructions and frequently asked questions about vaccines received abroad and the COVID-19 certificate.